FRWRD7 LLC Apps Terms of Use and End-User License Agreement

Effective date: July 28, 2025

FRWRD7 LLC ("frwrd", "company", "us", "we", or "our") operates the frwrd.net, tareasapp.com websites and the frwrd mobile applications: punti, punti+, cuore, tareas (the "Service").

Please read this End-User License Agreement ("Agreement") carefully before clicking the "I Agree" button, downloading, or using any of the frwrd Apps ("Application").

By clicking the "I Agree" button, downloading or using the Application, you are agreeing to be bound by the terms and conditions of this Agreement.

If you do not agree to the terms of this Agreement, do not click on the "I Agree" button and do not download or use the Service.

You must be at least 13 years of age (or older, if required by local law) to use this Application. By using the Application, you represent and warrant that you meet this requirement.

frwrd grants you a revocable, non-exclusive, non-transferable, limited license to download, install and use the Application solely for your personal, non-commercial purposes strictly in accordance with the terms of this Agreement.

You agree not to, and you will not permit others to:

• license, sell, rent, lease, assign, distribute, transmit, host, outsource, disclose or otherwise commercially exploit the Application or make the Application available to any third party.

• create, add or modify content in the app or any of its services that is objectionable, harmful or abusive to other users or anyone else involved in the use of the app.

• You also affirm to understand that there is no tolerance for objectionable content or abusive users, and that if found guilty of creating, adding or modifying content that is objectionable or abusive in the manners frwrd find to be so, your account could be terminated without notice and without liability to frwrd.

You agree to use the Application only for lawful purposes and in a manner consistent with all applicable local, state, national, and international laws and regulations.

You must not, and agree not to permit or assist others to:

• Post, transmit, or otherwise make available any content that is abusive, threatening, obscene, defamatory, hateful, or otherwise objectionable;

• Harass, impersonate, or intimidate any other user;

• Upload or distribute malicious code, viruses, or harmful software;

• Attempt to gain unauthorized access to the Application or its related systems or networks;

• Use the Application in any manner that could interfere with, disrupt, or negatively affect other users;

• Violate the rights of any third party, including intellectual property, privacy, or contractual rights.

frwrd reserves the right to suspend or terminate your access to the Application at any time, without notice, if we determine that your conduct violates these Terms or is otherwise harmful to the Service, its users, or third parties.

Your use of the Application may also be governed by the Apple Media Services Terms and Conditions, available at https://www.apple.com/legal/internet-services/itunes/us/terms.html, which are incorporated by reference and apply in addition to this Agreement. In the event of any conflict, Apple’s terms may control with respect to the distribution, billing, and related services provided via the App Store.

The Application may offer products or services for purchase through the Apple App Store. All billing and transactions are handled by Apple, and subject to Apple's own terms and policies. frwrd does not process payments and has no access to your payment method or transaction details.

All purchases made through the Application are final and non-refundable, except as required by law or as determined by Apple in accordance with their refund policy. If you have questions regarding refunds or billing, please contact Apple Support.

Subscriptions, if offered, will automatically renew unless canceled at least 24 hours before the end of the current billing period. You may manage or cancel your subscription through your Apple ID account settings at any time.

frwrd reserves the right to modify, suspend or discontinue, temporarily or permanently, the Application or any service to which it connects, with or without notice and without liability to you.

The Application, including but not limited to its content, features, design, interface, text, graphics, logos, icons, images, audio, video, code, and software, is the exclusive property of FRWRD7 LLC and is protected by copyright, trademark, and other applicable intellectual property laws.

You may not copy, modify, reproduce, republish, upload, post, transmit, sell, or distribute any part of the Application or its content without prior written permission from frwrd.

All trademarks, service marks, and logos used in the Application are the property of frwrd or their respective owners. Nothing in this Agreement grants you any right or license to use any of these marks without the express written permission of the owner.

Your use of the Application is also governed by our Privacy Policy, available at https://frwrd.net/privacy.

The Application is provided to you "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. frwrd, on its own behalf and on behalf of its affiliates, licensors, and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, including all implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

To the fullest extent permitted by applicable law, in no event shall frwrd or its affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Application; (ii) any conduct or content of any third party on the Application; (iii) any content obtained from the Application; or (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory.

This Agreement shall be governed and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

This Agreement shall remain in effect until terminated by you or frwrd.

frwrd may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from frwrd, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the Application and all copies thereof from your mobile device or from your desktop.

Upon termination of this Agreement, you shall cease all use of the Application and delete all copies of the Application from your mobile device or from your desktop.

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

frwrd reserves the right, at its sole discretion, to modify or replace this Agreement at any time. If a revision is material we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

If you have any questions about this Agreement, please contact us:

• By email: support@frwrd.net

• By visiting this page on our website: https://frwrd.net/support